Effective Date: 11/9/2025
Welcome to Orange County Pacific Auto Insurance Brokerage (“we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our site or services.
General Information
Orange County Pacific Auto Insurance Brokerage provides insurance brokerage and DMV registration services to customers throughout California. All information provided on this website is for general informational purposes only and does not constitute an offer to sell or a guarantee of coverage.
Use of Our Website
By using our website, you agree to:
- Provide accurate and truthful information when requesting quotes or contacting us.
- Use the website only for lawful purposes and in compliance with these Terms.
- Not attempt to interfere with, damage, or disrupt the site’s functionality or security.
We reserve the right to terminate or restrict your access if you violate these Terms.
Insurance Quotes and Coverage
All insurance quotes provided through our website or office are estimates only and subject to verification by licensed insurance carriers. Final rates and coverage terms depend on underwriting review, eligibility, and state regulations.
Coverage does not begin until:
- Your application is approved by the insurance carrier, and
- Your initial payment or premium is received and confirmed.
DMV Services
We offer select DMV services (including renewals, title transfers, and sticker replacements) as an authorized registration service. We are not affiliated with the California Department of Motor Vehicles (DMV) but provide these services as a convenience to our customers.
No Legal or Financial Advice
The content on our website is provided for general information only and should not be considered legal, tax, or financial advice. Always consult a licensed professional regarding your specific insurance or financial situation.
Intellectual Property Rights
All content, text, logos, graphics, and designs on this website are the property of Orange County Pacific Auto Insurance Brokerage and protected under U.S. copyright and trademark laws. You may not copy, distribute, or reproduce any materials from this site without our written permission.
Limitation of Liability
To the fullest extent permitted by law, Orange County Pacific Auto Insurance Brokerage and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from:
- The use or inability to use our website or services
- Errors or omissions in website content
- Delays or issues caused by third-party carriers or vendors
Third-Party Links
Our website may contain links to external websites. We are not responsible for the content, accuracy, or privacy practices of those third-party sites. Accessing those links is at your own risk.
Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in compliance with the California Consumer Privacy Act (CCPA).
Changes to These Terms
We may update these Terms & Conditions at any time without prior notice. Any changes will be posted on this page with an updated “Effective Date.” Continued use of our website constitutes your acceptance of the revised Terms.
Governing Law
These Terms & Conditions are governed by the laws of the State of California. Any disputes arising under or related to these Terms will be handled in the courts located in Orange County, California.
10DLC Compliance Package for Orange County Pacific Auto Insurance
Brokerage
Business Name:
Orange County Pacific Auto Insurance Brokerage
- Campaign Type
Customer Care / Account Notifications / Information Services - Campaign Description (Use Case)
Short Description:
Messaging customers who request insurance quotes and updates.
Full Description:
We send informational messages to customers who request insurance quotes or policy information. Messages include insurance quotes, follow-ups on requested services, and renewal reminders for existing customers. Only users who voluntarily text our keyword opt-in and consent to receive SMS will receive messages. Messages are not promotional beyond the services the customer specifically requested. Standard SMS compliance rules are followed, including clear opt-out instructions and immediate honoring of STOP requests. - Sample Messages
Sample 1 – Quote Request
“Hi {{Name}}, here is your insurance quote request update. Please let me know if you have any questions or need adjustments.”
Sample 2 – Follow-Up
“Hi {{Name}}, just following up regarding your insurance quote from earlier. I’m here if you need more details.”
Sample 3 – Renewal Reminder
“Hello {{Name}}, your policy renewal date is coming up. Reply if you’d like help reviewing or updating your coverage.”
Sample 4 – Keyword Response (Opt-In Confirmation)
“You’re subscribed to receive insurance quotes and updates. Reply STOP to opt out at any time. Msg & data rates may apply.” - Opt-In Method (Keyword-Based Consent)
“To receive insurance quotes, updates, and policy reminders, text INSURE to ###-###-####. By texting this keyword, you agree to receive SMS messages from us. Msg & data rates may apply. Reply STOP to unsubscribe.” - Opt-Out Language
“You are unsubscribed and will no longer receive messages. If this was a mistake, text INSURE to opt in again.” - Compliance Disclosures
“By texting our keyword, you consent to receive SMS messages related to insurance quotes, follow-ups, and policy renewal reminders. Message frequency varies based on your requests. Msg & data rates may apply. You can opt out anytime by replying STOP. For help, reply HELP. Your information is protected and will not be shared.”
Contact Us
If you have any questions about these Terms & Conditions, please contact us:
Orange County Pacific Auto Insurance Brokerage
10161 Bolsa Ave Ste 104A,
Westminster, CA 92683
- Phone: (714) 531-8999
- Email:pacific@ocpacific.com